Share Draft/Checking Account
Our checking account is your alternative to the high checking fees and service charges at other financial institutions. Our full-featured checking account allows you to save money and conveniently manage your monthly finances.

  • NO Per Check Charges
  • NO Monthly Service Charge
  • NO Minimum Balance
  • Telephone Funds Transfers Option
  • Easy To Read Monthly Statement
  • Direct Deposit

 

ATM Card - Now Available
With RCDCU's commitment to provide convenient access to your account we partnered with the Covera card Solutions. This network offers you free ATM access across the US and Canada. You can use your ATM card anywhere you see the CO-OP and PLUS Network Symbol.

 

Payroll Deduction
With Payroll deduction, you can designate portions of your directly deposited funds to be deducted and deposited in your Share Savings Accounts (Holiday Club, Vacation Club, etc.) and to make your Credit Union Loan payments. It’s a great way to establish a no-excuses savings plan and to make loan payments automatic. And there’s no sign up fee!

 

Direct Deposit
Choose this FREE and safe way to automatically deposit your entire net pay, Social Security, or pension check(s) into your Credit Union account. Never again make a special check cashing trip or worry about a lost, stolen, or checks delayed in the mail. Your money is automatically transferred and immediately available every pay day.

Use this Routing Number to have your funds directly deposited: 021283767

 

RCDCU Mortgages Center
We offer a full range of mortgage products that work for you

  • First Mortgages
  • Refinancing
  • Reverse Mortgages (must be 62 and over)
  • Credit Problem Resolution

Contact our Mortgage Center at 1-866-375-1190 for more information

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Wire Transfers
Come to your Credit Union when you need to send or receive money through a wire transfer. We will help you make the transaction as easy as possible. All wires carry a nominal fee.

 

Free Notary Service
Make an appointment to have your important papers notarized while you visit us. Your in-advance appointment will guarantee that your Credit Union stop will accomplish all of your errands. This service is FREE to Credit Union members.

 

Credit Life & Disability Insurance
It happens. People get sick or hurt, end up in the hospital, and have to take time off from work. Even with good benefit packages, bills do mount up. With credit disability insurance, your Credit Union loans are paid automatically until you are on your feet again.

For a minimal cost, you can protect yourself, your family, and your credit record. Call us or stop by the Credit Union office to find out about this low-cost protection for your family and your Credit Union loans.

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Accidental Death & Dismemberment Insurance
$2,000 free per member

 

MVCP (Automobile Referral Service)
MVCPBuying a car does not have to be tough, stressful or painful. Your purchase is made easy when using our free service.

Call MVCP about the vehicle you are interested in buying. Our advisors will direct you to the MVCP participating dealers.

Check with RCDCU for your auto loan processing. Credit Union financing can be your best resource, often better than direct factory financing, because you do not need to give up your rebate to buy down the interest rate.

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Discount Park Coupons
Come to the Credit Union for discounted tickets to attractions and resorts.

 

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